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    I agree to allow Home Credits, its agents or assignees to access my credit score from a credit reporting agency. I understand this will not impact my credit rating, and I may qualify for a better rate depending on my credit score

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    Are You Purchasing a Home or Looking to Refinance an Existing Mortgage?

    We work with all the major banks, credit unions and Trust companies to help find a mortgage that fits your financial goals.

    Refinancing your mortgage is a great way to achieve a lower rate, consolidate debt or tap into the available equity in your home.

    We make the process of securing a mortgage easy.

    Home Credits

    Are You a Home Owner Looking to Access The Equity In Your Home?

    Home credits is a leader in the alternative mortgage market. We help Canadians access the equity in their home regardless of their financial and credit situation.

    Getting a home equity loan in Canada from Home Credits has never been so easy!

    We can have you approved within as little as 24 hours and have the money deposited into your account within a few days after that. This quick turn around has helped make us the leader in Canadian home equity loans.

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    Direct Private Lending For Morgage Professionals

    At Home Credits Our team is highly motivated to provide mortgage professionals with a successful lending experience. With direct access to our own investors, Home Credits strives to be the top alternative home equity loans company in Canada.

    In addition to offering fast and competitive solutions, Home Credits keeps the client’s best interest in mind. In other words, we are devoted to your providing a fast easy mortgage experience.

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    Investor Centre

    Private mortgages in Canada have proven to be a successful investment vehicle for decades. As a result, Home Credits specializes in finding a mortgage that is best suited to our investors’ goals and risk tolerance.

    As a government licensed investment firm, Home Credits is focused above all on long term relationships with investors. Whether you are a new investor to mortgage investing or an experienced mortgage investor, Home Credits goes through a consultation process to analyze each investors risk tolerance. Therefore, we can ensure that each mortgage is correctly matched to a suitable investor.

    Get Approved Within as Little as 24 Hours

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    Apply Online Now!

    Fill out the online application within minutes.
    Click this icon to be directed to the application form

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    Get Approved Today!

    Use the equity in your home to get the money you need.

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    Get Your Money

    Loan funds can be deposited directly into your bank account.

    At Home Credits, We Are Here To Help Provide A Loan
    That Is Best Suited To Your Needs

    • Debt Consolidation
    • Self-Employed
    • Tax Arrears
    • Home Renovation
    • Temporary Needs
    • Newcomer to Canada
    • Business Capital
    • First Mortgage
    • Second Mortgage
    • Third Mortgage
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    Tap into your home equity

    to get the money you need!

    Accessing your money has never been so easy with Home Credits.
    Get the money you need fast and hastle-free.

    Free Consultation

    You have questions? Contact us today, we’re here to help.