Earn 6–16% annually, secured by Canadian real estate
Private mortgages have been a proven investment vehicle in Canada for decades. As a licensed investment firm, Home Credits puts your capital into mortgages secured against real property — and is built on long-term investor relationships.
- Target returns of 6–16% annually
- Fully secured by real Canadian real estate
- FSRA-regulated investment firm
- Transparent reporting and due diligence
FSRA #13682 · Licensed in ON · AB · BC · NS
Why invest in private mortgages
Real assets, real security, and a partner focused on long-term relationships.
Attractive returns
Target annual returns of 6–16%, depending on your risk tolerance and the opportunities you choose.
Secured by property
Every investment is backed by a registered mortgage against real Canadian real estate.
Rigorous due diligence
Independent appraisals and thorough analysis are completed on every deal before funding.
Urban-focused assets
A focus on strong Canadian urban markets, including the Greater Toronto Area and Vancouver.
Long-term relationships
As a licensed investment firm, we are focused above all on building lasting relationships with our investors.
Transparent reporting
Clear financial statements and responsive service so you always know how your capital is working.
The loan process
Every mortgage we fund follows a disciplined, seven-step process — protecting your investment at each stage.
Frequently asked questions
Answers to the questions investors ask us most.
Investors target annual returns of 6–16%, depending on risk tolerance and the specific mortgages they participate in.
Every investment is secured by a registered mortgage against real Canadian real estate, supported by an independent appraisal.
Yes. Home Credits is a licensed investment firm, FSRA #13682, and is licensed in Ontario, Alberta, British Columbia and Nova Scotia.
Every file goes through our seven-step loan process, including due diligence, independent appraisal, and lawyer review before funding.
We work with accredited and qualified private investors. Reach out and we will walk you through eligibility and the next steps.
Start earning with Home Credits
Tell us a little about your investment goals and a member of our team will be in touch to discuss current opportunities.
Ready to put your capital to work?
Speak with our investor team today at 1-888-777-9002.