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private mortgage lender
private mortgage lender

Quick Approvals

Get your clients approved within

hours of submission

private mortgage lender

Logical Lending Solutions

If the deal makes sense

we will lend on it

private mortgage lender

Competitive Rates

Provide excellent rates

to your clients.

Partnering with Home Credits

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Home Credits is a private mortgage lender, our team is highly motivated to provide you with a successful lending experience, so your clients get what they need. With our focus on broker success, Home Credits excels in offering fast and competitive solutions that keep your clients’ best interests in mind. We guarantee we’ll be in touch fast! No waiting, and no wasted time.
We treat or brokers like our investors. We understand that your deal is important and requires immediate attention in order to maintain the client. Our focus is to provide a quick turn-around and provide pricing that your client will be happy with. Our hassle-free model is imperative to our success and yours.
Home Credits is a government licensed, equity-based mortgage lending company focusing on residential first and second mortgages in Canada. Unlike traditional banks and mortgage institutions, Home Credits is an alternative option for borrowers to access the equity in their homes. Each mortgage loan provided by Homes Credits comes in various options depending on the borrowers financial situation and needs.

private mortgage lender
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25
Years Of
Experience
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390
Deals Funded
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280
Investors

Home Credits Private Mortgage Lender Guidelines

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Residential Mortgages

First Mortgages up to 70% LTV

Second Mortgages up to 75% LTV

Third Mortgages up to 75% LTV

Mixed Use

Up to 70% LTV

Urban Areas Only

private mortgage lender

Commercial Mortgages

Up to 65% LTV

Urban Areas Only

Rural Mortgages

First Mortgages up to 65% LTV

Second Mortgages up to 65% LTV

90 Day Renewal Notice

It's Home Credits policy to return deals back to the originating broker 90 Days before renewal. We believe in long term relationships with our referring partners and strive to provide a customer service that is unparalleled within the industry. All referring partners will have direct access to their designated underwriter of any updates or questions they may have.
private mortgage lender

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