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Quick Approvals
Get your clients approved within
hours of submission
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Logical Lending Solutions
If the deal makes sense
we will lend on it
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Competitive Rates
Provide excellent rates
to your clients.
Partnering with Home Credits
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Home Credits is a private mortgage lender, our team is highly motivated to provide you with a successful lending experience, so your clients get what they need. With our focus on broker success, Home Credits excels in offering fast and competitive solutions that keep your clients’ best interests in mind. We guarantee we’ll be in touch fast! No waiting, and no wasted time.
We treat or brokers like our investors. We understand that your deal is important and requires immediate attention in order to maintain the client. Our focus is to provide a quick turn-around and provide pricing that your client will be happy with. Our hassle-free model is imperative to our success and yours.
Home Credits is a government licensed, equity-based mortgage lending company focusing on residential first and second mortgages in Canada. Unlike traditional banks and mortgage institutions, Home Credits is an alternative option for borrowers to access the equity in their homes. Each mortgage loan provided by Homes Credits comes in various options depending on the borrowers financial situation and needs.
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Years Of
Experience
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Deals Funded
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Investors
Home Credits Private Mortgage Lender Guidelines
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Residential Mortgages
First Mortgages up to 70% LTV
Second Mortgages up to 75% LTV
Third Mortgages up to 75% LTV
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Mixed Use
Up to 70% LTV
Urban Areas Only
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Commercial Mortgages
Up to 65% LTV
Urban Areas Only
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Rural Mortgages
First Mortgages up to 65% LTV
Second Mortgages up to 65% LTV
90 Day Renewal Notice
It's Home Credits policy to return deals back to the originating broker 90 Days before renewal. We believe in long term relationships with our referring partners and strive to provide a customer service that is unparalleled within the industry. All referring partners will have direct access to their designated underwriter of any updates or questions they may have.
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